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| Posted: Tue Oct 9th, 2007 10:43 pm |
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1st Post |
meemo
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Well last week I had a job interview with AIL (American Income Life).. OK I thought.. yes I've never worked at an insurance company before but the money seemed pretty good so against my better judgment I pursued the 'opportunity' presented to me. They stated they had a 'three-step' interview process after the preliminary phone interview. So the first interview came and went with all positive feedback and a second was lined up towards the end of the week, which last Friday I went to.. everything went great and they offered me the job on the spot... so what went wrong you ask? Well...
The guy I was interviewing with said I would do well in sales(he stated it about 7 times during my interview) Well after re-enforcing many times how I didn't wish to work on a strictly commission-only basis he went back to discussing administration jobs with me. He then went on to inform me that to work even in that field I would have to pay firstly a $30 'Security Clearance'... then a $312 'Admin/Registration Fee'. Of which if I decided to pursue sales I would have had to pay a grand total of $972 to AIL before starting work or making a cent there.
Well after walking out on my 'interview' there I decided to further research the company.... check it out for yourself but basically any person who has ever worked with either AIL or their subsidiary company NIL (National Income Life) don't exactly have great reviews or testimonials for them. It turns out that over the past three years the company acquired 7000 new agents, of which 6900 terminated their contracts during that same space of time(most in less than 6 months and before earning less than $2000 after expenses) They of course give you an explanation on this stating it is not just their company but the insurance industry as a whole. The typical BS type explanation.
Bottom line... AIL is a scam and I don't recommend any person whom happens to read this to pursue any 'opportunities' presented to them by the company. They are not upfront with you about anything and wait until the last moment and after you have wasted an obscene amount of time on them before they inform you of the 'fine print'.
Love always
-Meemo
xoxoxoxox
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| Posted: Tue Oct 28th, 2008 07:57 pm |
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2nd Post |
retired1
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Hi Meemo:
As a person who is a client of A.I.L. and have been for a number of years.
How reputible are they when it comes time to collect an insurance claim from them, or do they have hidden red tape and hoops to jump through in order to get back what is rightfully mine as a claim
Thank you
retired1
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| Posted: Wed Nov 12th, 2008 05:28 pm |
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3rd Post |
enams
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Thanks a lot for your suggestion! I had a call today morning and I have decided not to go to the interview. 
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| Posted: Wed Jan 14th, 2009 06:30 pm |
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4th Post |
tenyardrambo
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Wow they kept calling me for the past 2 months almost every second day. Too bad they dont have my own LAN line/ cell phone.
My parents told me they leave messages every 2 days .....thanks for the heads up all !
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| Posted: Tue Aug 18th, 2009 04:04 pm |
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5th Post |
spikemedic
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How reputable are they when it comes on the time to collect an insurance claim from them, so that is the advantage of having a good insurance...
____________________
Medical insurance
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| Posted: Mon Sep 28th, 2009 05:52 am |
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6th Post |
the real deal
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Most of these posts are ignorant, yes to be a lisenced insurance agent there is a fee and you work on commision only (oh and upfront fees, try asking a real estate agent, a doctor, or a mechanic, or anyone who is self employed how much he has to invest in what haha himself and his business). Revelation to all you who wish to sit on your butt and let your employer take all the risk: you will be paid only what it costs to replace you which is settling for what someone else thinks your worth. And next recession you'll be first to go again while the insurance agents are still protecting famillies.
The insurance industry has a 13% retention rate in the first place (as opposed to the 100% security of your job haha how many lay offs lately) and if you cant make it in a company that gives you the leads...your done cold calling and prospecting your friends and family in any Sales effort haha (yes insurance is sales incase you thought that was a dirty word, and if you do...dont watch you tv commercials because they are trying to sell you something).
Anyone can be allured by the money, but only the ones that actually realize that they have to roll up their sleeves and go to work make it in the service industry (persistance is key). So stop your crying that you cant handle an opportunity that has fallen on you because maybe in a few years you can do it when you mature a little. Til then opportunity is never lost it is just given to someone else.
Scammed, I doubt it because you have to have lost something to be scammed, Im sure anyone who puts in a great effort will be rewarded just like any other opportunity out there. Even if they dont make it at AIL your insurance lisence is good anywhere else in Alberta so go dont waste your investment,unless you were just a gold digger in the first place then paste ads here haha.
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| Posted: Tue Feb 16th, 2010 11:18 am |
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7th Post |
| Posted: Wed Jun 9th, 2010 04:56 pm |
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8th Post |
alyb
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Hi there as of today at 11:45 am. i have a job interview with AIL. every thing iv have read is bad. so i emailed Paisley who contacted me for the job interview in regards to every thing online. I have not got an email back. i found the add on kijiji calgary. this is the add.
SALES
OPPORTUNITY
We are a rapidly growing company that has more clients than we can see. We understand that it is a good problem to have, but we need to bring on qualified people that will help us keep up with our growth.
What we desire in a candidate is: self motivation, proven leadership abilities, a customer service attitude, integrity, experience in sales, a desire for professional development, a willingness to learn, and exceptional people skills.
What we provide is a genuine career opportunity: benefits, company generated high-quality leads, NO COLD CALLING or PROSPECTING, complete training and mentorship, growth opportunities, financial success, and Health, Life, Retirement benefits.
AIL Canada is a supplemental benefits provider for unionized employees. Our company has a well established marketing plan, and a strong niche market (50,000+ groups internationally) and has a product that has value, and is a necessity (over 7.5 million customers worldwide). We train constantly, and only promote from within, which is based on performance, not on seniority. We care about people and that is why we are #1 in our market internationally.
For consideration of this position, please forward your resume and a brief cover letter to Paisley at mailto:ail-phopkins@live.ca
the email i got made the job sound GREAT!
but it doesnt look great once you google the company. i have also tryed to call them, it rings then goes to voice mail.
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| Posted: Thu Aug 5th, 2010 03:51 pm |
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9th Post |
Tdotgurl
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this whole A.I.L thing sounds exactly like the CITYgroup scam. they lure you in and tell you that you'll make lots of dough but then say that YOU have to pay THEM first. that is just wierd. like if i wanted to be a licenced insurence agent i would have gone to a licenced accredited school for that, because then i'll be sure that my title is valid. at A.i.l supposedly that is what they are charging you for the "education". but tell me something, after i get the "certificate"or what ever it is, will it be valid at any other company or only at AIL?
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